Section 1. Short title

Section 2. Definitions

Section 2-A. Limited liability investment company; definitions

Section 2-B. Limited liability trust companies; definitions

Section 3. Division of state into banking districts

Section 4. Information to be given to social services officials, state department of social services, state department of mental hygiene, the mental hygiene legal service, representatives of boards of child welfare and children's court by banking organizations

Section 4-A. Banks to display signs

Section 4-B. Advertising

Section 4-C. Exemptions from certain provisions of chapter

Section 5. Loans pursuant to the "Servicemen's Readjustment Act of 1944"

Section 6. Investment in obligations of housing corporations indirectly guaranteed pursuant to the "Servicemen's Readjustment Act of 1944"

Section 6-A. Investment in obligations of certain persons sixty-five years of age or over incurred to satisfy real property tax indebtedness

Section 6-C. Application forms to be made available; certain cases

Section 6-D. Requirement to state in writing reason for denial of mortgage loan

Section 6-E. Graduated payment mortgages authorized

Section 6-F. Alternative mortgage instruments made by banks, trust companies, savings banks, savings and loan associations and credit unions

Section 6-G. Override of certain provisions of United States Public Law 97-320

Section 6-H. Reverse mortgage loans authorized

Section 6-I. Mortgage loans

Section 6-J. Proof of insurance

Section 6-K. Real property insurance escrow accounts

Section 6-L. High-cost home loans

Section 6-M. Subprime home loans

Section 7. Payment of dividends or interest upon unclaimed deposits or shares; limitation of charges in connection with savings accounts

Section 8. Deposits by custodian designated by administrator of veterans' affairs, or by person certified by social security administration

Section 9. Checks drawn against corporate funds or payable to corporations; no notice of defense against or claim to check

Section 9-A. Defense of ultra vires

Section 9-B. Actions or special proceedings by superintendent or attorney-general

Section 9-C. Superintendent's or attorney-general's action for judicial dissolution

Section 9-D. Enforcement of section two hundred ninety-six-a of the executive law

Section 9-F. Geographic discrimination in making mortgage loans prohibited

Section 9-G. Right of set off

Section 9-H. Imposition of service charges prohibited

Section 9-I. Close-out fees prohibited in certain cases

Section 9-I*2. Prohibition on depositor of early withdrawal penalty in certain cases

Section 9-J. Disposal of records; customer accounts

Section 9-K. Sale of education loans

Section 9-M. Return of checks

Section 9-N. Trust accounts; address of beneficiary

Section 9-O. Mortgage loans; disclosure form

Section 9-P. Acceptance of certain checks for deposit

Section 9-Q. Small business and small farm loans

Section 9-R. Geographic restrictions

Section 9-S. Preauthorized electronic fund transfers

Section 9-T. Unsolicited mail-loan checks

Section 9-U. ATM transactions by persons using foreign bank accounts