Section 9-M. Return of checks

Any  banking  institution as that term is
  defined in section nine-f of this chapter, except a  credit  union,  and
  any  other financial institution which offers consumer accounts, meaning
  accounts established by natural persons primarily for  personal,  family
  or  household purposes, which can be accessed by check, negotiable order
  of withdrawal, or  other  similar  written  instrument,  shall  offer  a
  consumer  account  on  which  the cancelled checks, negotiable orders of
  withdrawal, or other similar  instruments  drawn  on  that  account  are
  returned to the customer with a periodic statement of the account.