Laws of New York (Last Updated: November 21, 2014) |
PEP Personal Property |
Article 10. RETAIL INSTALMENT SALES ACT |
Section 401. Definitions |
Section 402A. Merchandise certificates and obligations therefor |
Section 402B. Total loss notice and waiver of the gap amount |
Section 403. Restrictions on retail instalment contracts and obligations |
Section 404. Credit service charge limitation |
Section 405. Delivery of copy of contract or obligation; buyer's acknowledgment |
Section 406. Notice of assignment; payments |
Section 407. Statements of account; receipts |
Section 408. Credit upon anticipation of payments |
Section 409. Refinancing |
Section 410. Add-ons to and consolidations of retail instalment contracts and obligations |
Section 411. Terms of purchase by financing agency |
Section 412. Cancellation |
Section 412-A. Cancellation of contracts for future consumer services |
Section 413. Retail instalment credit agreements |
Section 414. Penalties |
Section 415. Exceptions |
Section 416. Waiver |
Section 417. Severability |
Section 418. Short title |
Section 419. Refund credit on cancellation of credit related insurance or prepayment of contract |
Section 420. Guaranties to sellers of liabilities of buyers under retail instalment contracts |
Section 421. Security interest in other property |
Section 422. Claim for deficiency after default and repossession |