Section 3407-A. Property/casualty insurance contract and policy standard provisions  


Latest version.
  • No property/casualty insurance policy or contract  shall  be  issued  or  issued  for  delivery  on a risk located or resident in this
      state insuring against damage to the insured's real property  unless  it
      contains  in  substance  the following provision or a provision which is
      equal or more favorable to the insured: a provision that in the event of
      a pending claim for damage to real property, upon request,  the  insurer
      shall furnish to the insured's representative, designated in writing, or
      if  none  has  been  designated,  to  the insured, a copy of any written
      estimate or estimates of the cost of damages to real property  resulting
      from  the  loss which the insurer has independently prepared for its own
      purposes, or had prepared on its behalf for its own purposes, specifying
      all appropriate deductions, within thirty  days  after  the  request  or
      preparation,  whichever  is  later,  of  such  estimate or estimates. An
      insurer shall not be required to  provide  an  estimate  on  claims  for
      damages to real property unless it has independently prepared one or had
      one prepared on its behalf for the insurer's own purposes.