Section 2112. Lost, stolen or mutilated certificates

(a) If a certificate
  of title is lost, stolen, mutilated or destroyed or  becomes  illegible,
  the owner or legal representative of the owner named in the certificate,
  as  shown  by  the  records  of  the  commissioner,  shall promptly make
  application for and may obtain a duplicate upon  furnishing  information
  satisfactory  to  the  commissioner.  Unless the original certificate of
  title is surrendered to the commissioner, the duplicate  certificate  of
  title  shall contain the legend "This is a duplicate certificate and may
  be subject to the rights of a person under the original certificate." It
  shall be mailed to the owner.
    (b) A person recovering an original certificate of title for  which  a
  duplicate has been issued shall promptly notify the commissioner of such
  recovery  and  shall  comply  with  the  directions  of the commissioner
  relating to the disposition of such documents.