Section 3--504. How Presentment Made

(1)  Presentment  is  a demand for acceptance or payment made upon the
  maker, acceptor, drawee or other payor by or on behalf of the holder.
    (2) Presentment may be made
         (a) by mail, in which event the time of presentment is determined
             by the time of receipt of the mail; or
         (b) through a clearing house; or
         (c) at the place  of  acceptance  or  payment  specified  in  the
             instrument  or  if  there be none at the place of business or
             residence of the party to accept or pay. If neither the party
             to accept or pay nor anyone authorized  to  act  for  him  is
             present or accessible at such place presentment is excused.
    (3) It may be made
         (a) to any one of two or more makers, acceptors, drawees or other
             payors; or
         (b) to  any  person  who  has  authority  to  make  or refuse the
             acceptance or payment.
    (4) A draft accepted or a note made payable at a bank  in  the  United
  States must be presented at such bank.
    (5)  In  the cases described in Section 4--210 presentment may be made
  in the manner and with the result stated in that section.