Section 3--411. Certification of a Check  


Latest version.
  • (1)  Certification  of  a check is acceptance. Where a holder procures
      certification the drawer and all prior indorsers are discharged.
        (2) Unless otherwise agreed a bank has  no  obligation  to  certify  a
      check.
        (3)  A bank may certify a check before returning it for lack of proper
      indorsement. If it does so the drawer is discharged.