Section 254-C. Right to a copy of real property appraisals and consumer reports in certain cases

1. Any lender who requires an applicant for  a
  loan  or forbearance, which is to be secured primarily by an interest in
  real property, to bear the cost of either an appraisal of said  property
  or  the cost of obtaining a consumer report subject to the provisions of
  article twenty-five of the general business law as a  condition  to  the
  processing   of   the  application  or  the  granting  of  the  loan  or
  forbearance, shall, upon the written request of such applicant,  provide
  to  him  a copy of said appraisal or consumer report as the case may be,
  at no additional cost.
    2. "Lender" as used in this section shall mean and include  any  bank,
  trust company, national bank, savings bank, federal mutual savings bank,
  savings  and  loan  association,  federal  savings and loan association,
  private banker, credit union, federal credit union, investment  company,
  insurance company, pension fund, mortgage banker or any other entity.
    3.  If  any  provision  of  this  section,  or the application of such
  provision to any individual, company, corporation or circumstance, shall
  be held invalid, the remainder of this section, and the  application  of
  such  section  to individuals, companies, corporations, or circumstances
  other than those to which it is held  invalid,  shall  not  be  affected
  thereby.