Section 76. Limited return on capital and debentures

No shareholder,
  partner  or  beneficiary  of  a  trust  having  an  interest  vested  in
  possession  in  any  housing  company formed hereunder shall receive any
  distribution on capital in any one year in excess of six per centum  per
  annum except that when in any preceding year distributions in the amount
  prescribed  in  the  certificate  shall  not  have been paid on the said
  capital, the shareholders, partners or beneficiaries, as  the  case  may
  be,  may  be  paid  such  deficiency without interest out of any surplus
  earned in  any  succeeding  years.  This  provision  shall  likewise  be
  applicable  to income debenture certificates and interest thereon at the
  rate specified in such certificates shall be cumulative.