Section 46. Definitions  


Latest version.
  • In  this  article  unless the context or subject
      matter otherwise requires:
        1. "Assignment" means any assignment of or order for  payment  of  any
      earnings,  whether given outright or as security. "Assignment" shall not
      include a payroll deduction, nor any part of earnings required by law to
      be withheld in payment of taxes, nor such sums as may be deducted by the
      employer for payment to a labor union or to a trust fund for the benefit
      of employees, pursuant to agreement in writing either with the  employee
      or with a labor union of which the employee is a member.
        2.  "Payroll  deductions"  means  only such sums as an employee may in
      writing authorize his employer to pay  out  on  the  employee's  behalf,
      where the authorization is revocable, and does not purport to create any
      enforceable right in any third party.
        3.   "Earnings"   means  any  salary,  wages,  commissions,  or  other
      compensation for services. "Future earnings" means earnings which become
      payable by an employer, to the assignor or persons claiming  under  him,
      after the execution of the instrument of assignment.
        4.  "Indebtedness"  means  any  obligation  to  pay  money, whether as
      principal, guarantor or surety, including such obligations  arising  out
      of  loans, purchases of real or personal property, services rendered, or
      any other transaction whatsoever.
        5. "Employer" means any person owing earnings to an assignor,  whether
      such earnings were due when the assignment was executed, or later became
      due,  and  whether  the  employment  was existing when an assignment was
      made, or did not commence until later.
        6. "Assignor" means one who executes an assignment.
        7.  "Assignee"  means  one  to  whom  any  sum  is  payable  under  an
      assignment.
        8.   "Garnishment"   means   any   levy   on   execution,  attachment,
      sequestration, proceedings to enforce a judgment or other legal  process
      by  which  a  creditor or other claimant to any portion of an employee's
      earnings stops payment by an employer to an employee or obtains  payment
      due   the  creditor.  "Garnishment"  shall  not  include  an  order  for
      installment payments to a judgment creditor.