Section 92-F. Prepaid telephone calling card consumer protections  


Latest version.
  • 1.
      Definitions. For the purposes of this section,  unless  the  context  or
      subject  matter  otherwise  requires, the following terms shall have the
      following meanings:
        a. "Company" means any entity providing prepaid  calling  services  to
      the public using its own or a resold telecommunications network;
        b.   "Prepaid  calling  services"  or  "services"  means  any  prepaid
      telecommunications service that  allows  consumers  to  originate  calls
      through  an  access  number  and authorization code, whether manually or
      electronically dialed;
        c. "Prepaid calling card" or "card" means any object purchased  for  a
      sum  certain  that contains an access number and authorization code that
      enables a consumer to use prepaid calling services. It does not  include
      any object of that type used for promotional purposes;
        d.  "Cellular  telephone  services"  means commercial mobile telephone
      services.
        2. Disclosure requirements. Any company that provides prepaid  calling
      services  through  prepaid  calling  cards  shall  be  required to print
      legibly on each card the following information:
        a. name of the company;
        b. toll-free customer service number;
        c. toll-free network access number, if  such  number  is  required  to
      access service;
        d. authorization code, if such code is required to access service;
        e. any expiration date or expiration policy; and
        f. instructions for use of the card.
        3.  Any company that provides prepaid calling services through prepaid
      calling cards  shall  print  legibly  on  each  card  or  packaging  the
      following information:
        a.  any  surcharges  or  fees,  including monthly fees per-call access
      fees, or surcharges for the first minute of use that may  be  applicable
      to  the  use  of  the  prepaid  calling card or prepaid calling services
      within the United States;
        b.  any  additional  or  different  prices,  rates,  or  unit   values
      applicable to international usage of the prepaid calling card or prepaid
      calling services;
        c. any minimum charge per call, such as a three minute minimum charge;
        d. any charge for calls that do not connect; and,
        e. any recharge policy.
        4. Customer service requirements. a. Any company that provides prepaid
      calling  services  shall  establish  and  maintain  a toll-free customer
      service telephone number with a live operator to answer  incoming  calls
      twenty-four  hours  a  day,  seven  days  a  week  to  receive  customer
      complaints and to provide information, including, but  not  limited  to,
      the following:
        i. description of rates, surcharges and fees;
        ii.  description  of  the  company's  recharge, refund, and expiration
      policies;
        iii. if applicable, the amount of value remaining  on  the  consumer's
      account; and
        iv. terms and conditions of service and monthly service charges.
        b.  Any  company offering prepaid cellular telephone services shall be
      deemed to be in compliance with the requirements  of  this  section  if,
      when a request for information is made outside of normal business hours,
      that  company  provides  the  information requested on the next business
      day.
        5. Return and refund  policies.  Any  company  that  provides  prepaid
      calling  services  shall  provide a refund to any purchaser of a prepaid
    
      calling card or service if the network services associated with the card
      or service fail to operate in  a  commercially  reasonable  manner.  The
      refund  required by this section shall be in an amount not less than the
      value  remaining  on  the  card  in  the  form  of a replacement card or
      additional time on the card and shall be provided to the consumer within
      sixty days from the date of receipt of notification  from  the  consumer
      that the card has failed to operate in a commercially reasonable manner.
        6.  Cards  without a specific expiration date or policy printed on the
      card and with a balance of service remaining shall be considered  active
      for  a  minimum  of one year from the date of purchase, or if recharged,
      from the date of the last recharge.
        7. In the case of prepaid calling cards or services utilized at a  pay
      phone,  the  company  may  provide  a  voice  prompt notification of any
      applicable  pay  phone  surcharges,  in  lieu  of  providing  notice  of
      surcharges as required by subdivision three of this section.
        8.  Enforcement.  The commission shall have the power, consistent with
      federal law, to assess a penalty not  to  exceed  one  thousand  dollars
      against any company that provides prepaid calling cards or services that
      knowingly fails or neglects to comply with any provision of this section
      or  any  regulation or order of the commission implementing or enforcing
      the  provisions  of  this  section.  All  moneys  recovered   from   any
      administrative  penalty  shall  be  paid  into the state treasury to the
      credit of the general fund.