Section 313-A. Exercise of rights under this article not to affect certain future financial transactions

Application  by  a  person  in  military
  service  for,  or  receipt  by  a person in military service of, a stay,
  postponement or suspension pursuant to the provisions of this article in
  the payment of any tax, fine, penalty, insurance premium, or other civil
  obligation or liability of that person shall not itself, without  regard
  to other considerations, provide the basis for any of the following:
    1.  A  determination by any lender or other person that such person in
  military service is unable to pay such civil obligation or liability  in
  accordance with its terms.
    2.  With  respect  to a credit transaction between a creditor and such
  person in military service: (a) a denial or revocation of credit by  the
  creditor;  (b)  a  change  by  the  creditor in the terms of an existing
  credit arrangement; or (c) a refusal by the creditor to grant credit  to
  such  person  in  substantially the amount or on substantially the terms
  requested.
    3. An adverse report relating to the creditworthiness of  such  person
  in  military  service  by  or  to  any  person  or entity engaged in the
  practice of assembling or evaluating consumer credit information.
    4. A refusal by an insurer to insure such person.