Section 4323. Marketing materials  


Latest version.
  • (a) All health maintenance organizations
      issued a certificate of authority under article forty-four of the public
      health  law or licensed under this article shall prepare, in conjunction
      with the superintendent, and shall participate in and share the cost  of
      the  publication  and  dissemination  of a consumer's shopping guide for
      standardized individual health plans issued pursuant  to  sections  four
      thousand  three  hundred  twenty-one  and  four  thousand  three hundred
      twenty-two of this article and a separate consumer  shopping  guide  for
      standardized   qualifying  individual  health  insurance  contracts  and
      standardized qualifying group health insurance contracts issued pursuant
      to section four thousand three hundred twenty-six of this  article.  The
      consumer's shopping guides shall be published annually and shall include
      the  names,  addresses  and  telephone numbers of all health maintenance
      organizations offering such coverage as well as  a  description  of  the
      plan  design  and  premiums  in  such a manner that facilitates consumer
      comparison.
        (b) Health maintenance organizations may distribute  additional  sales
      or  marketing  brochures  describing  the  standardized coverage offered
      subject to review by the superintendent.
        (c) All health maintenance organization marketing  materials  must  be
      sufficiently  clear  to  avoid  deception or the capacity or tendency to
      mislead or deceive and may not disparage competitors.