Section 2608. Discrimination because of treatment for a mental disability

(a) No individual or entity shall refuse to issue  or  renew,  or  shall
  cancel  any  policy  of  insurance  because  of any past treatment for a
  mental disability of the insured.
    (b) The prohibition of subsection (a) hereof  shall  not  preclude  an
  insurer  from  refusing  to  issue  or renew or from cancelling a policy
  based on sound underwriting and actuarial principles reasonably  related
  to  actual  or anticipated loss experience. The insurer shall notify the
  insured or his physician of its specific reason or reasons  for  refusal
  to issue or renew or for cancelling such policy.
    (c)  In  this  section,  mental  disability has the meaning defined in
  subdivision three of section 1.03 of the mental hygiene law.