Article 23. PROPERTY/CASUALTY INSURANCE RATES  


Section 2301. Purpose
Section 2302. Applicability
Section 2303. Standards for rates
Section 2304. Rate making and supporting information
Section 2305. Rates or rating plans; no prior approval; prior approval
Section 2306. Delegation of rate filing obligation
Section 2307. Rating classifications or territories; policy forms
Section 2308. Imposition of prior approval
Section 2309. Excess rate
Section 2310. Informational filings
Section 2311. Suspension of filing requirement
Section 2313. Rate service organization; defined
Section 2314. Charging of rates
Section 2315. Recording and reporting of experience; statistical plans
Section 2316. Prohibition of anti-competitive behavior
Section 2317. Joint underwriting or joint reinsurance
Section 2318. Risk sharing plans
Section 2319. Information to be furnished insureds; aggrieved person
Section 2320. Enforcement and penalties; where prior approval is not required
Section 2321. Enforcement and penalties; where prior approval is required
Section 2322. Final determination; procedure on orders without hearing
Section 2323. Profitability and rates of return; where prior approval is not required
Section 2324. Rebating and discrimination
Section 2325. Accounts and statistics
Section 2326. Evaluation of competitive rating provisions
Section 2328. Certain motor vehicle insurance rates; prior approval
Section 2329. Motor vehicle insurance rates; excess profits
Section 2330. No fault motor vehicle insurance rates; reflection of reduced exposure to loss
Section 2331. Motor vehicle comprehensive insurance rates; age, sex or marital status
Section 2332. Non-commercial private passenger automobile insurance rates; experienced and inexperienced principal operators
Section 2333. Non-commercial private passenger automobile insurance rates; apportionment of expenses
Section 2334. Non-commercial private passenger automobile insurance rates; merit rating plans
Section 2335. Motor vehicle liability insurance rates; prohibition of surcharges for certain traffic infractions
Section 2335-A. Prohibition of rate increases for persons involved in emergency use of vehicles
Section 2336. Motor vehicle liability, comprehensive and collision insurance rates; premium reductions in certain cases
Section 2336-A. Snowmobile liability insurance rates; premium reductions in certain cases
Section 2337. Private passenger automobile physical damage insurance; statistics on use of anti-theft devices and the maximum discount for all anti-theft devices
Section 2338. Appeal from rate service organization action
Section 2339. Charging or receiving of rates; deviations
Section 2340. Credit property insurance
Section 2341. Consumers advisory council; business advisory council
Section 2342. Expiration of certain provisions
Section 2343. Medical malpractice insurance rates; special additional provisions regarding such rates
Section 2344. Flexible rate limitations in problem markets
Section 2345. Disclosure of premium reductions and surcharges
Section 2346. Reduction in rates of fire insurance or homeowners insurance premiums for residential property
Section 2346-A. Reduction in rates of certain commercial risk insurance premiums for real property
Section 2347. Workers' compensation rate changes
Section 2348. Anti-theft and fraud savings
Section 2349. Multi-tier program
Section 2350. Flexible rating for nonbusiness automobile insurance policies
Section 2351. Homeowners' insurance policies