Section 1122. New York state health insurance continuation assistance demonstration project


Latest version.
  • (a)  Definitions.  For  the  purposes  of  this  section, unless the context clearly requires otherwise:
        (1)   "Continuation   assistance"   means   payments   made   by   the
      superintendent to an eligible individual, a health plan  or  insurer,  a
      participating  employer,  or  a labor-management health benefits fund to
      allow  an  eligible  individual  to  obtain  or  maintain   continuation
      coverage.
        (2)  "Continuation  coverage"  means  group  health insurance coverage
      which a participating employer or labor-management health benefits  fund
      is obligated to offer to an individual pursuant to the 1985 Consolidated
      Omnibus  Budget Reconciliation Act (COBRA), as amended by the Tax Reform
      Act of 1986, or continuation provisions pursuant to  subsection  (m)  of
      section three thousand two hundred twenty-one, subsection (k) of section
      four  thousand  three  hundred  four  or  subsection (e) of section four
      thousand three hundred five of this chapter.
        (3) "Displaced worker" means an individual that is a resident  of  New
      York  state  and  has  been  terminated  or  has  received  a  notice of
      termination as  a  result  of  increased  imports  from,  or  shifts  in
      production to, foreign countries as described in the Trade Act programs,
      Trade  Adjustment  Assistance  (TAA)  and  Alternative  Trade Adjustment
      Assistance (ATAA).
        (4) "Eligible individual" means  a  person  who  is  an  entertainment
      industry employee or displaced worker and who:
        (A)  is not eligible for health insurance coverage or medical benefits
      pursuant to part A or B of title XVIII of the  Social  Security  Act  or
      title eleven of article five of the social services law;
        (B)  is  eligible  for  or  is  currently  enrolled under continuation
      coverage (and, with respect to an entertainment  industry  employee,  is
      eligible   for   or  enrolled  under  continuation  coverage  through  a
      collectively bargained plan covering entertainment industry  employees),
      where such eligible individual is not covered under continuation already
      subsidized through continuation assistance pursuant to the public health
      law;
        (C)  resides  in a household having a net household income at or below
      two hundred eight percent of the  non-farm  federal  poverty  level  (as
      defined  and  updated  by  the  federal  department  of health and human
      services) or the gross equivalent of such net income; and
        (D) is not eligible for employer provided coverage.
        (5) "Entertainment industry employee" means an  individual  who  is  a
      resident  of  New  York  state  and  is  employed  in  the entertainment
      industry, as defined by the commissioner, including, but not limited to,
      the film, motion picture, television, theater, music,  music  recording,
      dance, radio, and circus industries.
        (6)  "Individual  payment"  means  the  amount of premium required for
      continuation coverage, less the  amount  of  a  continuation  assistance
      payment   made  by  the  superintendent,  to  be  paid  by  an  eligible
      individual.
        (7)  "New  York  state  health   insurance   continuation   assistance
      demonstration  project"  means  the  pilot program for the entertainment
      industry employees and the pilot program for displaced workers.
        (8) "Participating employer" means an employer  who  is  obligated  to
      continue  coverage  for  an  eligible  individual  pursuant  to the 1985
      Consolidated Omnibus Budget Reconciliation Act  (COBRA),  or  subsection
      (m)  of section three thousand two hundred twenty-one, subsection (k) of
      section four thousand three hundred four, or subsection (e)  of  section
      four thousand three hundred five of this chapter.
    
        (9)  "Pilot  program  for  displaced  workers" means the program which
      assists eligible individuals who are displaced workers in  obtaining  or
      maintaining continuation coverage pursuant to this section.
        (10)  "Pilot  program  for entertainment industry employees" means the
      program  which  assists  eligible  individuals  who  are   entertainment
      industry  employees  in  obtaining  or maintaining continuation coverage
      pursuant to this section.
        (b) Pilot program for entertainment industry employees. (1) The  pilot
      program  for  entertainment  industry  employees  shall  assist eligible
      individuals who are entertainment industry  workers  in  maintaining  or
      obtaining continuation coverage.
        (2)  An  eligible  individual  may  apply  to  the  superintendent for
      continuation assistance by submitting an application therefor on a  form
      prescribed  by  the  superintendent.  The  information  required  on the
      application shall include, but not be limited to:
        (A) the name and address of the entertainment industry employee;
        (B) the name, address,  and  telephone  number  of  the  participating
      employer;
        (C)  the  date  the eligible individual became or will become eligible
      for continuation coverage, the date such  eligibility  ends,  and,  when
      available,  correspondence  to an entertainment industry employee from a
      labor-management health benefits fund proving eligibility;
        (D) the names of all dependents who are covered or are to  be  covered
      under the continuation policy; and
        (E)  documentation  establishing  the  household income of an eligible
      individual, which may include annual income  tax  returns  and,  if  not
      prohibited  by  federal  law for purposes of income verification, social
      security numbers, paycheck stubs, written documentation of  income  from
      all  employers,  or  such  other documentation as the superintendent may
      require.
        (3) The superintendent shall review the applications  and  advise  the
      applicants  as to their eligibility to participate in the pilot program.
      Within amounts available for  such  purpose,  the  superintendent  shall
      provide continuation assistance. Such assistance shall be issued, to the
      extent of funds available therefor, which is equivalent to fifty percent
      of  the  premium for the period covered by such assistance. Continuation
      assistance shall not be provided for more than twelve months.
        (4)  In  approving  applications  from   eligible   individuals,   the
      superintendent shall:
        (A)  make  a determination as to the extent of available funds for the
      pilot program so as to assure, to the extent possible, that the  funding
      will be available to provide continuation assistance to the applicant in
      an  amount  equal to fifty percent of the premium for a period of twelve
      months; if the superintendent determines that such funding  may  not  be
      available  due  to  the  level of enrollment in the pilot program at the
      time of the eligible individual's application, the superintendent  shall
      deny such application; and
        (B)   require   eligible  individuals  who  are  awarded  continuation
      assistance to sign an acknowledgement that recipients who  later  become
      eligible  for  health insurance coverage through another employer are no
      longer eligible to receive assistance under this section  and  that  the
      state  may  seek  to  recover assistance provided after the date of such
      eligibility.
        (5) The superintendent shall  make  continuation  assistance  payments
      available  pursuant  to  this  subsection  directly  to the collectively
      bargained labor-management health benefits fund on  behalf  of  eligible
      individuals.  The  fund must provide the superintendent such information
      as  the  superintendent   may   reasonably   require   to   enable   the
    
      superintendent  to  administer  the  terms  and  conditions of the pilot
      program.
        (6)  The superintendent may promulgate rules and regulations necessary
      to the administration of this pilot program.
        (7) The superintendent may contract with an organization to assist  in
      the administration of this pilot program. If the superintendent deems it
      appropriate  to  utilize an organization to assist in the administration
      of this pilot program, the organization  shall  submit  reports  to  the
      superintendent  in  such  form  and  at  such  times  as required by the
      superintendent.  An  organization  approved  to  assist   with   program
      administration  shall  maintain  records  in  a  form  prescribed by the
      superintendent and which shall be available for inspection by or at  the
      request of the superintendent.
        (c)  Pilot  program  for  displaced workers. (1) The pilot program for
      displaced workers shall assist eligible individuals  who  are  displaced
      workers in maintaining or obtaining continuation coverage.
        (2)  An  eligible  individual  may  apply  to  the  superintendent for
      continuation assistance by submitting an application therefor on a  form
      prescribed  by  the  superintendent.  The  information  required  on the
      application shall include, but not be limited to:
        (A) the name and address of the displaced worker;
        (B) the name, address,  and  telephone  number  of  the  participating
      employer;
        (C)  the  date  the eligible individual became or will become eligible
      for continuation coverage, the date such  eligibility  ends,  and,  when
      available,  correspondence  to  a  displaced worker from a participating
      employer or labor-management health benefits fund proving eligibility;
        (D) the names of all dependents who are covered or are to  be  covered
      under the continuation policy; and
        (E)  documentation  establishing  the  household income of an eligible
      individual, which may include annual income  tax  returns  and,  if  not
      prohibited  by  federal  law for purposes of income verification, social
      security numbers, paycheck stubs, written documentation of  income  from
      all  employers,  or  such  other documentation as the superintendent may
      require.
        (3) The superintendent shall review the applications  and  advise  the
      applicants  as to their eligibility to participate in the pilot program.
      Within amounts available for  such  purpose,  the  superintendent  shall
      provide continuation assistance. Such assistance shall be issued, to the
      extent of funds available therefor, which is equivalent to fifty percent
      of  the  premium for the period covered by such assistance. Continuation
      assistance shall not be provided for more than twelve months.
        (4)  In  approving  applications  from   eligible   individuals,   the
      superintendent shall:
        (A)  make  a determination as to the extent of available funds for the
      pilot program so as to assure, to the extent possible, that the  funding
      will be available to provide continuation assistance to the applicant in
      an  amount  equal to fifty percent of the premium for a period of twelve
      months; if the superintendent determines that such funding  may  not  be
      available  due  to  the  level of enrollment in the pilot program at the
      time of the eligible individual's application, the superintendent  shall
      deny such application; and
        (B)   require  eligible  individuals  who  were  awarded  continuation
      assistance to sign an acknowledgement that recipients who  later  become
      eligible  for  health insurance coverage through another employer are no
      longer eligible to receive assistance under this section  and  that  the
      state  may  seek  to  recover assistance provided after the date of such
      eligibility.
    
        (5) The superintendent shall  make  continuation  assistance  payments
      available  pursuant  to this subsection directly to the individual or to
      the health plan or insurer, labor-management health  benefits  fund,  or
      participating  employer  on  behalf of eligible individuals. The fund or
      employer  must  provide  the  superintendent  such  information  as  the
      superintendent may reasonably require to enable  the  superintendent  to
      administer the terms and conditions of the pilot program.
        (6)  The superintendent may promulgate rules and regulations necessary
      to administer this pilot program.
        (7) The superintendent may contract with an organization to assist  in
      the administration of this pilot program. If the superintendent deems it
      appropriate  to  utilize an organization to assist in the administration
      of this pilot program, the organization  shall  submit  reports  to  the
      superintendent  in  such  form  and  at  such  times  as required by the
      superintendent.  An  organization  approved  to  assist   with   program
      administration  shall  maintain  records  in  a  form  prescribed by the
      superintendent and which shall be available for inspection by or at  the
      request of the superintendent.
        (d)  The  superintendent  shall complete a study of the New York state
      health insurance continuation assistance demonstration project set forth
      in this section. Such study shall examine the efficacy of the project in
      impacting the insurance marketplace in New York state and the impact  of
      the  demonstration  project  in  reducing  the large number of uninsured
      individuals in the entertainment industry and other  industries  in  New
      York   characterized   by   seasonal   and   episodic   employment.  The
      superintendent may contract with an organization for the  completion  of
      the study. The study shall be provided to the temporary president of the
      senate and the speaker of the assembly.
        * NB Repealed July 1, 2011