Section 675. Civil liability

1. Any person found to be in violation of this
  article shall be liable to the aggrieved consumer for all actual damages
  sustained  by  such consumer as a result of the violation, provided that
  any consumer who prevails or substantially prevails in an action brought
  under this section shall receive not less than five hundred  dollars  in
  damages,  regardless  of the amount of actual damage proved, plus costs,
  disbursements and reasonable attorneys' fees.
    2. Whenever there shall be a violation of this article, an application
  may be made by the attorney general in the name of  the  people  of  the
  state of New York to a court or justice having jurisdiction by a special
  proceeding  to  issue an injunction, and upon notice to the defendant of
  not less than five days, to enjoin and restrain the continuance of  such
  violation;  and  if  it shall appear to the satisfaction of the court or
  justice that the defendant has,  in  fact,  violated  this  article,  an
  injunction  may  be  issued  by  such  court  or  justice, enjoining and
  restraining any further violation,  without  requiring  proof  that  any
  person  has,  in  fact,  been  injured  or  damaged thereby. In any such
  proceeding, the court may make allowances to  the  attorney  general  as
  provided  in  paragraph  six  of subdivision (a) of section eighty-three
  hundred  three  of  the  civil  practice  law  and  rules,  and   direct
  restitution. Whenever the court shall determine that a violation of this
  article  has  occurred, the court may impose a civil penalty of not more
  than one thousand dollars for such violation.  In  connection  with  any
  such  proposed  application,  the attorney general is authorized to take
  proof and make a determination  of  the  relevant  facts  and  to  issue
  subpoenas in accordance with the civil practice law and rules.
    3.  No  action  may  be  brought  under the provisions of this section
  unless such action is commenced within two years from the  date  of  the
  act complained of or of the date of discovery of such act.