Section 519. Disclosure by commercial establishments honoring credit cards  


Latest version.
  • 1. Any person who honors credit cards that may be used  to  purchase  or
      lease property on the credit of the issuer or of the holder and requires
      a minimum purchase before accepting credit cards or refuses to allow the
      use  of such card on discounted or sale items must post such limitations
      or conditions conspicuously and in all advertisements that mention  that
      credit  cards  are  accepted.  The disclosure provisions with respect to
      these requirements shall be satisfied if the retail  installment  credit
      agreement  discloses the fact that the use of the credit card requires a
      minimum purchase or shall not be used to purchase sale items, or if  the
      issuer of the credit card notifies the holder in writing that the use of
      the  card requires a minimum purchase or that the card shall not be used
      to purchase sale items. This section shall not apply to minimum purchase
      requirements or other restrictions which are  applicable  regardless  of
      the method of payment.
        2.  Any  person  violating  the  provisions  of  this section shall be
      subject to a civil fine of not more than  one  hundred  dollars  on  the
      first  violation  and  not  more  than  two hundred fifty dollars on the
      second and all subsequent violations.
        3. This section does not annul, alter, affect  or  exempt  any  person
      subject  to the provisions of this section from complying with the laws,
      ordinances, rules or regulations of any locality relating to  disclosure
      of  limitations  and  conditions of credit card purchases, except to the
      extent that those local  laws,  ordinances,  rules  or  regulations  are
      inconsistent  with  any  provision  of this section and then only to the
      extent of the inconsistency.  However, any local law, ordinance, rule or
      regulation shall not be considered inconsistent with  any  provision  of
      this  section  if  such  local  law, ordinance, rule or regulation gives
      greater protection to the consumer.