Section 399-Y-1. Automated teller machines transaction denial; fees prohibited

1. For the purposes of this  section,  the  following  terms
  shall have the following meanings:
    a.  "automated  teller  machine  operator"  shall  mean any person who
  operates an  automated  teller  machine  at  which  consumers  may  make
  financial   transactions,  including,  but  not  limited  to,  deposits,
  withdrawals, balance inquiries, and loan payments; and
    b. "automated teller machine" shall mean a device which is  linked  to
  the  accounts  and  records  of  a banking institution and which enables
  consumers to make financial transactions, including, but not limited to,
  deposits, withdrawals, balance inquiries, and loan payments.
    2. No automated teller machine operator or banking  institution  shall
  impose  a fee on a consumer using such machine for any transaction which
  is for any reason denied or terminated in a manner  that  prevents  such
  consumer from completing such transaction.
    3.  Any  automated  teller machine operator or banking institution who
  fails to comply with the requirements of this section shall be  assessed
  a civil penalty not to exceed two hundred fifty dollars per transaction.