Section 585. Superintendent authorized to examine  


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  • For  the purpose of
      discovering violations of this article or securing information  lawfully
      required  by  him  or her hereunder, the superintendent may at any time,
      and as often as he or she may  determine,  either  personally  or  by  a
      person  duly  designated  by  him  or  her, investigate the business and
      examine the books, accounts, records, and files used  therein  of  every
      licensee  hereunder.  For that purpose the superintendent and his or her
      duly designated representative shall have free access to the offices and
      place of business, books, accounts, papers, records,  files,  safes  and
      vaults  of  all  such  licensees. The superintendent and any person duly
      designated by him or her shall have authority to require the  attendance
      of  and  to examine under oath all persons whose testimony he or she may
      require relative to such business. The expenses incurred in  making  any
      examination  pursuant to this section shall be assessed against and paid
      by the licensee so  examined,  except  that  traveling  and  subsistence
      expenses  so  incurred shall be charged against and paid by licensees in
      such proportions as the superintendent shall deem just  and  reasonable,
      and  such  proportionate charges shall be added to the assessment of the
      other expenses incurred upon each examination. Upon  written  notice  by
      the  superintendent of the total amount of such assessment, the licensee
      shall  become  liable  for  and  shall  pay  such  assessment   to   the
      superintendent. If, upon review, the superintendent shall determine that
      the  fees or service charges set by the licensee are unreasonable, he or
      she shall direct the licensee to  make  adjustments  in  said  fees  and
      service  charges in accordance with his or her findings, which shall set
      forth a detailed factual basis and reasoning supporting such finding.