Section 405. Annual report to shareholders; delivery and publication

Every
  savings  and  loan association shall (1) prepare a complete statement of
  its financial condition, including a summary of income and expense since
  its last  previous  statement,  and  publish  the  same  annually,  such
  publication  to  be  made  in  the  form  and  manner  determined by the
  superintendent and in accordance with the requirements of this  section,
  (2)  mail  a  copy  of  such  financial statement to each shareholder or
  depositor on application therefor, and (3) make copies of such financial
  statement available to depositors, shareholders and other persons  in  a
  convenient  and  conspicuous  location  on  the  premises of each of its
  authorized places of business.