Section 7-211. Personal injury and property damage liability insurance

An
  owner of real property, other than a public corporation  as  defined  in
  section  sixty-six of the general construction law or a state or federal
  agency or instrumentality, to which subdivision b of  section  7-210  of
  this code applies, shall be required to have a policy of personal injury
  and  property damage liability insurance for such property for liability
  for  any  injury  to  property  or  personal  injury,  including  death,
  proximately caused by the failure of such owner to maintain the sidewalk
  abutting  such  property  in a reasonably safe condition. The city shall
  not be liable for any injury to property or personal  injury,  including
  death,  as  a  result  of  the  failure  of an owner to comply with this
  section.